📄Terms and Conditions
Effective Date: April 1, 2025
These Terms and Conditions ("Agreement") govern your use of the websites, online programs, digital platforms, mentorship, and services operated by Wealth Builders Formula, LLC, a business education and credit-building service provider. By accessing or using our website, digital content, or communication systems, you agree to comply with these terms. If you do not agree, please discontinue use of our services and platform.
Use of Our Website
Our website is designed to provide educational content, resources, mentorship access, digital programs, and service-related information on financial literacy, credit building, business formation, and funding strategies.
You agree to use our website and programs for lawful and ethical purposes only. Unauthorized, illegal, or abusive usage is strictly prohibited and may result in account termination or legal action.
Revisions to Terms
We may modify these Terms at any time. Updates will be posted to this page and take effect immediately. Your continued use of our site or services after such changes indicates your acceptance of the updated terms.
Customer Agreements
If you enroll in a mentorship program, online course, or purchase Done-With-You or other services, the terms of that signed agreement or service contract will govern your specific engagement. In the event of a conflict between this general Agreement and your Customer Agreement, the latter will prevail.
License to Use
We grant you a limited, non-exclusive, non-transferable license to access and use our online content strictly for personal, non-commercial purposes. All course materials, templates, tools, and media remain the intellectual property of Wealth Builders Formula, LLC.
Intellectual Property
All content—including videos, text, graphics, templates, logos, and course materials—are owned by or licensed to Wealth Builders Formula. Reproducing, distributing, or reusing any content without prior written permission is strictly prohibited.
SMS Terms of Service
By opting into SMS communications via our web forms, checkout pages, or in-person sign-up, you consent to receive messages from Wealth Builders Formula for:
Program access and login details
Appointment or mentorship reminders
Billing and account notifications
Service-related updates and support
Feedback or review requests (if opted in)
Disclosures:
Message frequency may vary based on engagement
Message and data rates may apply based on your carrier
Reply STOP to unsubscribe at any time
Reply HELP for support or visit https://www.wealthbuildersformula.com
For more details, refer to our Privacy Policy.
Account Security
If you are issued login credentials for course access or program participation, you are responsible for protecting the confidentiality of your credentials. If you believe your account has been compromised, contact us immediately. We are not liable for any unauthorized use of your account.
Payment Terms & Refunds
Payments for digital products, services, or mentorship programs are subject to the terms outlined in your purchase agreement. Unless otherwise stated, all sales are final. Refund requests are evaluated on a case-by-case basis and may be denied if contractual obligations are unmet. Unauthorized chargebacks will be considered a breach of this Agreement and may result in legal action, service suspension, or reporting to appropriate platforms.
Prohibited Uses
You agree not to:
Violate any local, state, or federal laws
Transmit harmful or disruptive content (spam, malware, etc.)
Misrepresent your identity or impersonate a representative of Wealth Builders Formula
Attempt unauthorized access, scraping, or misuse of our site or data
Disrupt the operation or integrity of our services or community
Links & Third-Party Content
Our website may contain links to third-party websites. These links are provided for convenience only. We are not responsible for the content, accuracy, or privacy practices of those external sites.
Disclaimer of Warranties
All content and services are provided "as is" and without warranties of any kind, whether express or implied. We do not guarantee that the site, course access, or communications will be error-free, secure, or uninterrupted.
Limitation of Liability
To the fullest extent permitted by law, Wealth Builders Formula, LLC shall not be liable for any indirect, incidental, special, or consequential damages arising from your use or inability to use our services, platform, or content.
Indemnification
You agree to indemnify and hold harmless Wealth Builders Formula, LLC, its owners, staff, and affiliates from any claims, liabilities, damages, or expenses (including legal fees) arising out of your breach of these Terms or misuse of our platform.
Termination of Access
We reserve the right to suspend or terminate your access to our services or content at any time, with or without cause. Sections related to intellectual property, payment, indemnity, and limitation of liability shall survive termination.
Governing Law
These Terms and any disputes arising from them shall be governed by the laws of the State of New Jersey. Any legal proceedings must be filed in a court located in Essex County, NJ.
Placement & Accessibility
A link to this Terms of Service page is available in the footer of every page of our website. It is also provided on all web forms where users opt in to receive communications.
Contact Information
Wealth Builders Formula, LLC
📍 28 Valley Road Suite #1 Montclair, NJ 07042
Wealth Builder Formula was created to bridge the gap between knowledge and action.
Social Icons
© 2025 WealthBuilderFormula. All rights reserved.